RITEC
Institutional Repository of Tecnológico de Monterrey
RECENT SUBMISSIONS
Presentación del libro: Movilización de educación abierta con base tecnológica, investigación y prácticas en STEM LATAM
(2025-01-28) López Caudana, Edgar Omar; Vater, Ana; Burgos Aguilar, José Vladimir; García Peñalvo, Francisco José; Morales, Marcela; Institute of the Future of Education; Tecnológico de Monterrey
Presentación del libro
Movilización de educación abierta con base tecnológica Investigación y prácticas en STEM LATAM
Editores:
María Soledad Ramírez Montoya, Tecnológico de Monterrey, México
Anna Vater Siemens Stiftung, Alemania
Jose Vladimir Burgos Aguilar Tecnológico de Monterrey, México
Comentaristas:
Francisco José García Peñalvo, Universidad de Salamanca, España
Marcela Morales, Open Education Global, Estados Unidos
Moderador:
Edgar Omar López Caudana, Tecnológico de Monterrey, México
Presentación del libro: Digitalización universitaria desde la acción.
(2025-04-29) López Caudana, Edgar Omar; Ramírez Montoya, María Soledad; Villamizar Rodríguez, Luisa; Viñoles Cosentino, Virginia; Kessler, Sarina; Institute of the Future of Education; Tecnológico de Monterrey
Se da el resumen de la presentación del libro como memoria del proyecto Digitalización desde la Gobernanza: DigiUGov.
Editores:
Edgar Omar López Caudana , Tecnológico de Monterrey, México
María Soledad Ramírez Montoya, Tecnológico de Monterrey, México
Comentaristas:
Luisa Villamizar Rodríguez, Asociación Colombiana de Universidades, Colombia;
Virginia Viñoles Cosentino, Universitat Jaume I, España;
Sarina Kessler, Pontificia Universidad Javeriana Cali, Colombia.
Moderador:
Edgar Omar López Caudana, Tecnológico de Monterrey, México
Financial inclusion of vulnerable sectors with a gender perspective: risk analysis model with artificial intelligence based on complex thinking.
(Springer, 2025-01-14) Medina-Vidal, Adriana; Alonso Galicia, Patricia Esther; González Mendoza, Miguel; Ramírez Montoya, María Soledad
The objective is to present a proposal for a gender-sensitive risk analysis model using artificial intelligence (AI) within the framework of complex thinking that provides access to opportunities, specifically for vulnerable populations such as women from underprivileged sections. This international non-parametric study highlights the vulnerability of this population in Mexico through a sample of 2787 women. The methodological design included data analysis, the postulation of a proposed model, and a validation method for the credit risk analysis model. There is a correlation between the level of schooling of impoverished and vulnerable women with the possibility of self-employment and selling a product or service. In the framework of complex
thinking, the perception of innovative thinking is related to the level of education and innovative decision-making in professional projects. Women with a higher level of schooling tend to think about their professional projects systematically. Promoting complex thinking involves innovative educational practices to encourage critical, systemic, scientific, and innovative thinking in entrepreneurship and sustainable development.
Integrating reasoning for complexity benefits women and contributes to economic and social growth in vulnerable regions. In contrast to other models, our credit risk analysis model uses AI and variables for gender, vulnerability, and complex thinking to detect patterns in women’s behaviors and attitudes in the venture start-up process.
Our proposal is the starting point of many analyses to develop further about artificial intelligence based on complex thinking.